Compare mortgage options across 25+ lenders.
Guarantee Mortgage is an independent Texas mortgage broker helping homebuyers, homeowners, and real estate investors compare loan programs, pricing, and lender guidelines around the scenario that actually matters to them.
One conversation can open more than one lending path.
A single bank generally has one product shelf. Guarantee Mortgage can compare eligible options across multiple wholesale lenders, which matters when pricing, property type, income documentation, loan size, or underwriting guidelines make one lender a better fit than another.
Learn about Guarantee MortgageYou don’t need to know the name of the loan program.
Start with the problem you’re trying to solve. These are the mortgage paths Texas borrowers ask us about most often.
Hundreds of Texans have shared their experience.
Across Guarantee Mortgage’s local Google profiles, borrowers repeatedly mention responsiveness, clear explanations, proactive updates, and a process that feels manageable.
Local mortgage professionals, not a faceless platform.
Guarantee Mortgage combines licensed Texas loan officers with processing and closing support. That gives borrowers a real point of contact while the team handles the details behind the scenes.
Meet the Guarantee Mortgage teamLocal roots. Texas-wide reach.
Guarantee Mortgage serves borrowers throughout Texas, with established local roots in College Station–Bryan and Mont Belvieu–Baytown and experience across major Texas markets.
See areas we serveResearch first. Apply when you’re ready.
Useful tools should help you make a better decision—not force you into a full application before you have basic answers.
See Today’s Mortgage Rates
View current Texas mortgage rate information and get scenario-based pricing rather than relying on a generic advertised rate.
View Today’s RatesEstimate a Monthly Payment
Run home price, down payment, taxes, insurance, mortgage insurance and HOA estimates before deciding what feels comfortable.
Use the Mortgage CalculatorCompare Texas Loan Programs
Browse the full loan-option hub when you want to understand conventional, government, investor and specialty mortgage paths.
Explore Loan OptionsTexas mortgage broker FAQs
What does a mortgage broker do?
A mortgage broker helps borrowers compare eligible loan programs and pricing across multiple lenders. Guarantee Mortgage works with wholesale lenders rather than limiting every borrower to one bank’s product menu.
Do I need to complete a full application just to see my options?
No. You can start with a few basic questions through our loan-options tool. A full secure mortgage application becomes useful when you are ready for a detailed qualification review, preapproval, or loan submission.
Does Guarantee Mortgage offer FHA, VA, jumbo and investor loans?
Yes. Subject to current lender and program eligibility, Guarantee Mortgage works with conventional, FHA, VA, USDA, jumbo, investment-property, DSCR, bank statement, construction, bridge, refinance and other specialty mortgage programs.
Can self-employed borrowers get a mortgage in Texas?
Potentially. Some self-employed borrowers qualify using traditional tax-return income, while eligible scenarios may support bank statement or other alternative-documentation programs. The best path depends on the full financial and property profile.
How do I check current mortgage rates?
Mortgage pricing changes and depends on the borrower, property and loan scenario. Use Guarantee Mortgage’s live rate page for current scenario-based pricing rather than relying on a static rate quoted elsewhere on the site.
Start with your goal—not a pile of paperwork.
Tell us whether you’re buying, refinancing or investing. We’ll ask a few quick questions, then a licensed Texas mortgage professional can help you understand the next step.
Guarantee Mortgage, LLC | Company NMLS #279696 | Equal Housing Opportunity. All loans are subject to credit approval, underwriting requirements and program eligibility. Rates, terms and program availability are subject to change.
A mortgage should fit your goals — not one bank's product shelf.
Guarantee Mortgage is an independent Texas mortgage broker. Instead of offering one lender's menu, our team can compare multiple wholesale lenders and loan programs, then help you understand the tradeoffs before you choose.
That means one local team can help with first homes, move-up purchases, VA and FHA financing, investment properties, self-employed scenarios, refinances, and more.
Meet Guarantee Mortgage →More lender choice
We can compare options across 25+ lenders instead of forcing every borrower into one institution's guidelines.
Experienced team
Since 2021, Guarantee Mortgage's funded-loan records include more than 2,600 closed loans.
Texas roots, statewide reach
Deep local roots in Bryan–College Station and Baytown–Mont Belvieu, backed by statewide Texas lending experience.
Real communication
Customer reviews consistently highlight responsiveness, clear explanations, and staying informed throughout the process.
One conversation. Multiple lending options.
The goal is not to push you toward a specific rate or product. It's to understand what you're trying to accomplish, compare the available paths, and help you make an informed choice.
Tell us what you're trying to do
Buying, refinancing, investing, self-employed, using VA eligibility, or simply trying to understand your budget — start with the goal.
We compare the available paths
We review lender guidelines, loan structures, estimated costs, and pricing that fit the scenario instead of looking at one lender only.
You choose with the full picture
We explain the tradeoffs clearly so you can choose the option that makes sense for your budget, timeline, and long-term plans.
Guarantee Mortgage
Independent broker access to multiple wholesale lenders and a broad range of loan programs.
A single retail bank
Typically limited to the products, pricing, and underwriting options offered by that institution.
Start with what you're trying to accomplish.
You don't need to know the name of the mortgage program before you call us. Choose the goal that sounds most like yours, and we'll help narrow down the options.
Buying a Home
From a first purchase to a move-up home, compare traditional and low-down-payment options.
Investing & Building
Financing options for rental properties, portfolio growth, self-employed borrowers, and construction.
Refinancing & Equity
Compare ways to change your loan structure, access eligible equity, or evaluate a VA refinance.
Hundreds of Texans have shared their experience.
Across our local Google profiles, the same themes come up again and again: quick answers, clear explanations, consistent updates, and a mortgage process that feels manageable.
Read Guarantee Mortgage Reviews →Clear communication
Borrowers frequently mention getting questions answered quickly and knowing what comes next.
Straightforward guidance
Clients highlight having options and costs explained in plain language without unnecessary pressure.
Smooth closings
Reviews repeatedly describe organized files, proactive updates, and transactions that stayed on track.
A team, not a call center
Customers mention multiple Guarantee Mortgage loan officers and team members for responsive, personal service.
Your mortgage may come with more than a payment.
Through the UWM + Bilt partnership, eligible borrowers with qualifying serviced mortgages may be able to earn Bilt Points on on-time digital mortgage payments. Program terms and eligibility apply.
See How Mortgage Rewards Work →Useful answers before you're ready to apply.
If you're still researching, start here. You can learn, compare, and run numbers without jumping straight into a full mortgage application.
See Today's Mortgage Rates
View current Texas mortgage rate information and understand why the exact rate can vary by borrower and loan scenario.
View Today's Rates →Estimate a Monthly Payment
Use the mortgage calculator to compare home price, down payment, taxes, insurance, mortgage insurance, and HOA estimates.
Use the Mortgage Calculator →How Much Home Can I Afford?
Start with a comfortable budget, then compare it with mortgage qualification so the payment works in real life — not just on paper.
Read the Guide →Tell us what you're trying to accomplish.
You don't need to know the right loan program or have every document ready. Start with your goal, and our team will help you understand the next step.
Guarantee Mortgage, LLC | Company NMLS #279696 | Equal Housing Opportunity. All loans are subject to credit approval, underwriting requirements, and program eligibility. Other restrictions may apply.
