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Texas Mortgage Broker

Compare mortgage options across 25+ lenders.

Your independent Texas mortgage broker. Compare purchase, refinance and investment-property options with a local team that helps you understand the next step.

A few quick questions. No full mortgage application required to start.
$840M+Funded since 2021
2,600+Loans closed since 2021
25+Wholesale lenders compared
700+Google reviews across local profiles
★★★★★5.0 Google rating across local profiles
Production figures based on Guarantee Mortgage funded-loan records through August 4, 2026.
Why an Independent Mortgage Broker?

One conversation can open more than one lending path.

A single bank generally has one product shelf. Guarantee Mortgage can compare eligible options across multiple wholesale lenders, which matters when pricing, property type, income documentation, loan size, or underwriting guidelines make one lender a better fit than another.

Learn about Guarantee Mortgage
More lender choice: compare eligible options across 25+ wholesale lenders instead of one institution.
More program depth: conventional, FHA, VA, USDA, jumbo, DSCR, bank statement, construction, bridge and specialty financing.
Texas experience: local roots in Bryan–College Station and Baytown–Mont Belvieu with statewide lending experience.
Real communication: local loan officers and an operations team that keep borrowers and transaction partners informed.
Customer Reviews

Hundreds of Texans have shared their experience.

Across Guarantee Mortgage’s local Google profiles, borrowers repeatedly mention responsiveness, clear explanations, proactive updates, and a process that feels manageable.

5.0
★★★★★

Google rating across Guarantee Mortgage local profiles

Read Our Reviews
Quick answersBorrowers often mention being able to reach the team and get questions answered quickly.
Clear explanationsClients highlight having loan options, costs and next steps explained in straightforward language.
Consistent updatesReviews frequently mention communication throughout underwriting, closing and the transaction timeline.
A real teamBorrowers mention multiple Guarantee Mortgage loan officers and operations team members—not a call-center experience.
The People Behind the Loan

Local mortgage professionals, not a faceless platform.

Guarantee Mortgage combines licensed Texas loan officers with processing and closing support. That gives borrowers a real point of contact while the team handles the details behind the scenes.

Meet the Guarantee Mortgage team
Texas Statewide

Local roots. Texas-wide reach.

Guarantee Mortgage serves borrowers throughout Texas, with established local roots in College Station–Bryan and Mont Belvieu–Baytown and experience across major Texas markets.

See areas we serve
Mortgage Resources

Research first. Apply when you’re ready.

Useful tools should help you make a better decision—not force you into a full application before you have basic answers.

See Today’s Mortgage Rates

View current Texas mortgage rate information and get scenario-based pricing rather than relying on a generic advertised rate.

View Today’s Rates

Estimate a Monthly Payment

Run home price, down payment, taxes, insurance, mortgage insurance and HOA estimates before deciding what feels comfortable.

Use the Mortgage Calculator

How Much Home Can I Afford?

Start with a comfortable budget, then compare it with mortgage qualification so the payment works in real life — not just on paper.

Read the Guide
Featured Mortgage Benefit

Your mortgage may come with more than a payment.

Through the UWM + Bilt partnership, eligible borrowers with qualifying serviced mortgages may be able to earn Bilt Points on on-time digital mortgage payments. Program terms and eligibility apply.

See How Mortgage Rewards Work
Common Questions

Texas mortgage broker FAQs

What does a mortgage broker do?

A mortgage broker helps borrowers compare eligible loan programs and pricing across multiple lenders. Guarantee Mortgage works with wholesale lenders rather than limiting every borrower to one bank’s product menu.

Do I need to complete a full application just to see my options?

No. You can start with a few basic questions through our loan-options tool. A full secure mortgage application becomes useful when you are ready for a detailed qualification review, preapproval, or loan submission.

Does Guarantee Mortgage offer FHA, VA, jumbo and investor loans?

Yes. Subject to current lender and program eligibility, Guarantee Mortgage works with conventional, FHA, VA, USDA, jumbo, investment-property, DSCR, bank statement, construction, bridge, refinance and other specialty mortgage programs.

Can self-employed borrowers get a mortgage in Texas?

Potentially. Some self-employed borrowers qualify using traditional tax-return income, while eligible scenarios may support bank statement or other alternative-documentation programs. The best path depends on the full financial and property profile.

How do I check current mortgage rates?

Mortgage pricing changes and depends on the borrower, property and loan scenario. Use Guarantee Mortgage’s live rate page for current scenario-based pricing rather than relying on a static rate quoted elsewhere on the site.

Ready When You Are

Start with your goal—not a pile of paperwork.

Tell us whether you’re buying, refinancing or investing. We’ll ask a few quick questions, then a licensed Texas mortgage professional can help you understand the next step.

Guarantee Mortgage, LLC | Company NMLS #279696 | Equal Housing Opportunity. All loans are subject to credit approval, underwriting requirements and program eligibility. Rates, terms and program availability are subject to change.

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